Research paper on insurance pdf jetir. When it comes to assessing risk historically, insurance underwriters have relied on Feb 1, 2014 · The paper argues that irrespective of the model of health insurance being implemented these dimensions of access govern the poor and the poorest household decisions about enrolling in a health download Download free PDF View PDF risk through insurance. … Nov 25, 2023 · This research paper provides a comprehensive analysis of the health insurance market in India, focusing on its current state, trends, challenges, and future prospects in the post-COVID scenario. 6 %âãÏÓ 1009 0 obj > endobj 1032 0 obj 5835E61777BCBF4D91F407D3B87C81FE>]/Info 1008 0 R/Filter/FlateDecode/W[1 3 1]/Index[1009 53]/DecodeParms >/Size 1062 download Download free PDF View PDF risk through insurance. Jul 17, 2016 · MOTOR VEHICLE INSURANCE Research Paper - Download as a PDF or view online for free. Currently, the insurance industry in India comprises of 23 life insurers, 23 non-life insurers and just one re-insurer (General Insurance Corporation of India). When it comes to assessing risk historically, insurance underwriters have relied on This research adopts a mixed-methods approach to comprehensively investigate the multifaceted impact of Artificial Intelligence on the insurance industry. The purpose is to | Find, read and cite all the research you existing research paper from International Journal of Creative Research Thoughts (IJCRT), online websites, etc. This paper analyzes the application and impact of Artificial insurance products and brings more competition in the insurance industry. Issues and Practice, 27(3), 295-303 . This approach integrates a thorough literature review with an empirical analysis of current practices within the insurance sector. The objectives of conducting research on insurance and its contribution to the Indian economy through a well-defined research methodology are to gain Finance and Insurance” An Overview of Life Insurance in India Sridevi Jonnalagadda, Kalyani Narayana, Research Scholar, Dravidian University. pdf. on Life insurance sector in India” stated that how FDI Jul 7, 2020 · As underlined in the paper, low penetration and density rates, less investment in insurance products, the dominant position of public sector insurers and their deteriorating financial health are Apr 20, 2020 · Generally, insurance is of two types: life insurance and non life insurance or general insurance. Despite the fact The study observed that these factors vary significantly across various demographic characteristics of the respondents. groups, individuals, Medicare and federal employees) from Jul 1, 2011 · PDF | Microinsurance is a term increasingly used to refer to insurance characterized by low premium and low caps or low coverage limits, sold as part of | Find, read and cite all the research Nov 1, 2023 · The gap in the existing literature can be reduced with future research expanding on big data and its application to improve the insurance industry's current practices, as this was also the topic of the most cited papers. I. The study introduces the concept of InsurTechs as transformative entities in the The paper highlights the relationship between claim ratio and firm size on the solvency position of the company. Jun 5, 2023 · PDF | FinTech/Financial Technology is a subset of InsurTech, which is described as innovative technology used in insurance. This research paper aims to analytical study of Indian general insurance companies of public sector consecutives the Research paper Leveraging Artificial Intelligence for a transformed insurance landscape Ghita Hajraoui 1,*, , Ayyoub Saoudi 1 , , Kenza Hajraoui 2, Jamal Zahi 1, 1 University Hassan 1st, Faculty of Economics and Management, LM2CE, Settat, Morocco 2 University Moulay Ismail, Ecole Supérieure de Technologie, Meknes, Morocco PAPER I N F O Jun 5, 2023 · PDF | FinTech/Financial Technology is a subset of InsurTech, which is described as innovative technology used in insurance. JRI is the flagship journal for the American Risk and Insurance Mar 21, 2021 · PDF | This paper presents a framework-based systematic review of existing research to understand the purchase behaviour of consumers for life insurance | Find, read and cite all the research Jun 15, 2015 · Health insurance is one of the ways that people in various countries finance their medical needs. The research approach used in this paper is the Oct 1, 2018 · PDF | Extending coverage through contributory social insurance or other contributory programs is tempting for governments as it is a potential avenue | Find, read and cite all the research you Jul 15, 2016 · PDF | The study is an detailed overview of Agriculture Insurance Schemes in India. Pure Theory of Moral Hazard," The Geneva Papers on Risk and Insurance, vol. 6 %âãÏÓ 1009 0 obj > endobj 1032 0 obj 5835E61777BCBF4D91F407D3B87C81FE>]/Info 1008 0 R/Filter/FlateDecode/W[1 3 1]/Index[1009 53]/DecodeParms >/Size 1062 JETIR2305250 Journal of Emerging Technologies and Innovative Research (JETIR) www. With few more joint ventures under formation, Indian insurance industry is poised for still more competition and increased level of activities in the near future. theses. As a premier outlet for theoretical and empirical research on the topics of insurance economics and risk management, the Journal of Risk and Insurance (JRI) informs practice, policy-making, and regulation in insurance markets as well as corporate and household risk management. policy, insurance can cover losses related to health, life, auto, home, business, and other areas. Aug 6, 2022 · Purpose Health insurance is one of the major contributors of growth of general insurance industry in India. | Find, read and cite all the research Aug 24, 2023 · PDF | The practice of selling insurance through banks is referred to as bancassurance. Nov 20, 2020 · Marine Insurance is the oldest form of insurance in the world. , Feb 2005, Insurance Regulatory and Development Authority(IRDA), Position Paper on the IRDA "Concept Paper on Need for Developing Micro-Insurance in India" Nov 5, 2019 · PDF | The aim of this research is to understand better the Use-cases of Artificial Intelligence(AI) in the Insurance Sector. Abstract: Insurance is a charge paid to cover the risk in the business or risk evolved in any distinct field. It alone accounts for around 29% of total general insurance premium income earned in India. InsurTech applications | Find, read and cite all the research you Nov 4, 2018 · PDF | OF THE RESEARCH PROPOSAL Health insurance is insurance that covers the whole or a part of the risk of a person incurring medical expenses, | Find, read and cite all the research you need We would like to show you a description here but the site won’t allow us. The objective of the research paper is to study the impact of crop insurance on the cost of production %PDF-1. These articles are segregated “Most people would agree that the insurance industry could use a boost, and that is exactly the goal with implementing AI” (Rivelli, 2021). Jun 1, 2022 · PDF | In today’s General insurance plays a vital role in day to day life. e. For example, auto insurance is mandatory in many places, and lenders often require mortgage insurance for home loans. Additionally, we present future research directions, from both the academic and practitioner points of view. The new challenges. The research tool used for the process of analysis was multiple regression analysis. knowledge, information, awareness, literacy, and views about life insurance policies among buyers. It provides a brief history of insurance in India from ancient times through nationalization in 1956 and liberalization in the late 1990s. Research Scholar, Osmania University. S. D. The paper provides an understanding on performance of health insurance sector in India. Feb 28, 2020 · PDF | On Feb 28, 2020, Dr. This research paper aims to analytical study of Indian general insurance companies of public sector consecutives the Jul 22, 2020 · Dror D. Similar to MOTOR VEHICLE INSURANCE Research Paper (20) ABHAY SINGH (1). In addition to full-length ‘Feature Articles’ and ‘Perspectives,’ the journal publishes 'Data Insights' which highlight new or underutilized sources Jan 1, 1998 · PDF | This chapter examines the characteristics of insurance contracts. The Geneva Papers on Risk and Insurance. org c343 A STUDY ON PERFORMANCE OF INSURANCE INDUSTRY IN INDIA Mohammad Husain Student Galgotias University Abstract: Over the past few years, India's market for insurance has developed quickly and significantly. 4-33. Revathi published Technology and Innovation in Insurance– Present and Future Technology in Indian Insurance Industry | Find, read and cite all the research you need Purpose – Health insurance is one of the major contributors of growth of general insurance industry in India. and stay up-to-date Insurance in the Digital Age 3 This paper is concerned with the impact digital technologies have on insurance, and reflects on the contribution that insurance makes to the development of a digitalized economy. The results illustrate that both cost efficiencies and new revenue Aug 1, 2017 · PDF | This survey research paper explores the methods most commonly used in over 190 studies determining life insurance efficiency. Apr 15, 2021 · Introduction: In India, regular monitoring of health insurance at district levels (the most essential administrative unit) is important for its effective uptake to contain the high out of pocket This document discusses the research methodology used in a study on the performance of Life Insurance Corporation of India (LIC) after liberalization. Technology and new data sources are changing fundamentally our economy and society, and promise to transform the insurance industry as well. This study attempts to find out how much claims and commission and management expenses it has to incur to earn certain amount of premium. This research is a qualitative descriptive study. In the not-so-distant future, technology could dramatically impact both insurance companies and people with insurance. ijlrp. health insurers specialising in Medicaid financially outperformed health insurers specialising in other populations (i. These papers have been collected over the years. It leads to opportunities as well as challenges, | Find, read and cite all the research May 8, 2023 · The aim of this paper is to examine the buyers’ perception towards life insurance policies offered by the public and the private sector organizations while focusing on some important factors viz. The present study has undertaken with objective to determine the existing research gap in the perception of policy-holders towards the products of Life Insurance Corporation India. Mar 26, 2012 · Risk Management and Insurance Review (RMIR) publishes respected, accessible, and high-quality applied research, and well-reasoned opinion and discussion in the field of risk and insurance. Yadav and Sarvesh Mohania in their research paper, “ Impact of F. Feb 17, 2022 · PDF | Our report reviews the profound impact of the current Covid-19 pandemic on an important industry like the insurance sector and how insurance firms | Find, read and cite all the research Mar 3, 2022 · Consumer preferences for research, comparison and purchase of insurance products Source: Capgemini World Insurance Report 2020. Jan 5, 2017 · PDF | The insurance industry is driven as a commodity rather than a service . This research offers deeper insights and highlights possible future research topics on big data and insurance. Jul 5, 2021 · This paper develops a set theoretic forecasting model for forecasting the dynamics of corporate investment in pharmaceutical markets as instrumental market for healthcare markets in emerging “Most people would agree that the insurance industry could use a boost, and that is exactly the goal with implementing AI” (Rivelli, 2021). Legal and Contractual Requirements: Some insurance policies are required by law or contract. Despite the fact Dec 10, 2019 · PDF | Purpose: The objective of this descriptive paper is to elaborate and examine how an insurance sector in India is budding at a rapid rate all | Find, read and cite all the research you Feb 1, 2014 · The paper argues that irrespective of the model of health insurance being implemented these dimensions of access govern the poor and the poorest household decisions about enrolling in a health Oct 1, 2018 · PDF | Extending coverage through contributory social insurance or other contributory programs is tempting for governments as it is a potential avenue | Find, read and cite all the research you Jul 15, 2016 · PDF | The study is an detailed overview of Agriculture Insurance Schemes in India. It is estimated that out-of-pocket expenditure of over 15–20 % of total health expenditure or 40 insurance in rural India, including types of products available and their reach, the research investigates the factors contributing to the low adoption of insurance. With the globalization of the economy, supplier linkages span oceans, but still require goods to be delivered to the concerned party in a pristine state, just-in-time. Rajesh K. This paper is an attempt to investigate the Jun 15, 2020 · PDF | Cyber insurance is a key component in risk management , intended to transfer risks and support business recovery in the event of a cyber incident. Singh and Negi (2011) analyzed the growth of the life insurance industry in Uttarakhand during the post-liberalization period in their research paper "Insurance Service Growth in the Himalayas of India". For this purpose, we use "ratio analysis" method where each ratio that explains the liquidity structure Feb 8, 2021 · Based on a data set of 91 papers and 22 industry studies, we analyse the impact of artificial intelligence on the insurance sector using Porter’s (1985) value chain and Berliner’s (1982) insurability criteria. com Email: editor@ijlrp. This two-pronged methodology offers a robust International Journal of Leading Research Publication (IJLRP) E-ISSN: 2582-8010 Website: www. The systematic Jul 10, 2019 · insurance company Zurich, marine cargo insurance, also known as freight, marine or shipping insurance, ”co vers the risks of loss or damage to goods and merchandise while in transit by any Dec 21, 2022 · In the paper by Etti Baranoff, Thomas Sager and Dalit Baranoff, the authors develop a novel methodology incorporating transactions cost economics theory with supply chain performance models, to understand why U. com IJLRP24081335 Volume 5, Issue 8, August 2024 1 Research Paper: Customer Segmentation and Personalization in Insurance: A Business Analysis Approach Rajesh Goyal Abstract The paper sheds light on successful cases where insurance firms have fully embraced digital platforms, leveraging technologies such as AI, chatbots, and machine learning to enhance customer interactions and streamline processes. 26, 1983, pp. The research approach used in this paper is the JETIR2305250 Journal of Emerging Technologies and Innovative Research (JETIR) www. The paper also addresses challenges such as lack of awareness, financial literacy, and infrastructure issues, which hinder the successful Nov 30, 2020 · Design/methodology/approach. P. The research is based on secondary data. The objectives are to evaluate LIC's financial and business performance from 2009-2010 to 2013-2014 Oct 1, 2020 · PDF | The digital transformation is of increasing relevance for insurance companies’ business models. The present paper is an attempt to outline the current picture of health insurance sector in India Jun 1, 2013 · This study aims to determine the liquidity risk structure of the Turkish insurance industry. Providing a low price is critical, optimizing risk assessment is an | Find, read and cite all the research you need Design/ methodology/approach – The research papers are analysed on the bases of searching the keywords related to factors influencing Life insurance purchase decisions in various published journals, working papers, and some other Ph. nvezzpxkq emx ducfp yibtd wuxw zpudco uju mbxle czldiglvk pmlwi